Your total payments in ESOP 2026 must not exceed 25% of your gross annual salary (including your bonuses, premiums, etc.).
If you participate in ESOP Leverage, the bank supplement paid into this offer (equal to 9 times the amount of your personal contribution) is included in the calculation of this limit.
However, the matching contribution paid by your employer under ESOP Classic is not taken into account.
Personnal contribution
ESOP Classic
1 time
the amount of your personnal contribution
ESOP Leverage
10 times
the amount of your personal contribution
Matching contribution
ESOP Classic
0
0 = amount invested but not taken into account for the calculation of the 25% of gross annual salary limit
= your total investment in ESOP 2026
25 % of your 2026 gross annual salary for 2026